What We Cover

Insurance for Every Stage of Life

From protecting your car to securing your family's future, Emmett Agency offers comprehensive coverage across every major insurance category — all under one roof.

Auto Insurance
Drive with Confidence

Auto Insurance

Drive with Confidence

Whether you're commuting to work or hitting the open road, our auto insurance keeps you protected. We shop top carriers like Progressive to find the right coverage at the right price.

  • Liability, collision & comprehensive coverage
  • Uninsured & underinsured motorist protection
  • Roadside assistance & rental reimbursement
  • Classic & collector car coverage through Hagerty
  • Multi-vehicle & bundling discounts available
Home Insurance
Protect Your Biggest Investment

Home Insurance

Protect Your Biggest Investment

Your home is more than a building — it's where life happens. Our home insurance policies cover your structure, belongings, and liability so you can rest easy no matter what comes your way.

  • Dwelling & personal property coverage
  • Liability protection for accidents on your property
  • Additional living expenses if your home is uninhabitable
  • Flood & earthquake endorsements available
  • Bundle with auto for significant savings
Health / Medicare & ACA
Coverage for Every Stage of Life

Health / Medicare & ACA

Coverage for Every Stage of Life

Navigating health insurance can be overwhelming. We simplify the process — whether you need an ACA marketplace plan, Medicare supplement, or Medicare Advantage. We work with UHC, Aetna, Humana, WellCare, HealthSharpa ACA, and Baylor Scott & White.

  • ACA marketplace plans & HealthSharpa ACA options
  • Medicare Supplement (Medigap) plans
  • Medicare Advantage plans through Humana & WellCare
  • United Health Care, Aetna & Baylor Scott & White networks
  • Annual enrollment guidance & plan comparisons
Life Insurance
Secure Your Family's Future

Life Insurance

Secure Your Family's Future

Life insurance is one of the most important financial decisions you'll make. We help you choose the right policy — term, whole, or universal — to protect the people who depend on you most.

  • Term life insurance for affordable, temporary coverage
  • Whole & universal life for permanent protection
  • Physicians Mutual coverage for dental & supplemental needs
  • Final expense & burial insurance options
  • Policy review & beneficiary guidance included
Commercial Insurance
Protect Your Business & Livelihood

Commercial Insurance

Protect Your Business & Livelihood

Running a business comes with real risks. Our commercial insurance solutions cover everything from your physical location and equipment to your employees and professional liability.

  • General liability & commercial property coverage
  • Business owner's policy (BOP) bundles
  • Workers' compensation insurance
  • Commercial auto & fleet coverage
  • Professional liability & errors & omissions (E&O)
Renters Insurance
Affordable Protection for Renters

Renters Insurance

Affordable Protection for Renters

Your landlord's policy covers the building — not your belongings. Renters insurance is surprisingly affordable and protects everything inside your home, plus your personal liability.

  • Personal property coverage for theft, fire & more
  • Liability protection if someone is injured in your home
  • Additional living expenses if you're displaced
  • Coverage for electronics, jewelry & valuables
  • Plans starting at just a few dollars per month
Travelers Insurance
Travel the World with Confidence

Travelers Insurance

Travel the World with Confidence

Don't let the unexpected ruin your trip. Our travel insurance options — including GeoBlue international health coverage — protect you from trip cancellations, medical emergencies, and lost luggage wherever you go.

  • Trip cancellation & interruption coverage
  • GeoBlue international health & emergency medical
  • Baggage loss, delay & theft protection
  • Emergency evacuation & repatriation
  • Coverage for domestic & international travel

Not Sure Which Coverage You Need?

Our licensed agents will walk you through your options and build a coverage plan that fits your life and your budget — no pressure, no jargon.